Sanchez Hernández, Maria Janai, Maria Guadalupe Medina Barrera, José Federico Ramírez Cruz, and Blanca Estela Pedroza-Méndez. “Systematic Review of the Debt Requirements Literature: Its Causes and Measurement”. Innovation and Software 6, no. 2 (September 30, 2025): 217-236. Accessed March 7, 2026. https://n2t.net/ark:/42411/s24/a292.